1. Accepting these terms
In these terms, “Sumitt”, “we”, “us” and “our” means the Australian business Sumitt (ABN 30 808 946 085), based in Victoria. By creating an account or using Sumitt, you agree to these terms. If you are using Sumitt for a business, you are agreeing on that business’s behalf and confirm you are authorised to do so.
2. What Sumitt is, and isn’t
Sumitt is a tool that helps you build, price, send and get paid on quotes, and run the admin around them. It includes recommended starting rates, AI assistance, and ready-made policy wording to save you time.
3. Your responsibility for quotes
You are responsible for every quote and invoice you produce with Sumitt. Before you send one, you must check that the figures, rates, GST treatment, deposit amount and terms are correct and lawful for your job, your state and your business. In particular:
- Rates and quantities are only as accurate as the numbers you set. Review them against your own supplier and labour costs.
- Deposits: Deposits for residential building work are capped by law in most states, on some contracts and job sizes. In NSW the cap is 10% on residential building work over $5,000. It also applies at any value to specialist work done in connection with a home, such as electrical wiring, or plumbing and drainage other than roof plumbing. A home here takes in such things as its pool, garage and fences. NSW's cap does not apply to a contract for just internal painting. Nor does it apply to one for just laying a floor's top layer, other than tiles, with no change to its structure. In Victoria it is 10% under $20,000 and 5% from $20,000. Queensland is the same, on a regulated contract over $3,300. A 2025 change to Victoria's law lets its regulations set the figure for a contract made from the day it starts, 1 December 2026 at the latest. Victoria's cap does not apply to a contract for just one kind of work from a list in its law, such as painting, tiling or electrical work. Victoria counts work on a home that was agreed up front to be done in stages, under separate contracts, as one contract. For a contract made once its 2025 change starts, it counts separate contracts with one owner as one, if they could have been one and together would be a major domestic building contract. In Tasmania there is no cap under $20,000, then 10% under $50,000 and 5% from $50,000. Queensland and Tasmania count separate contracts with one owner as one, if they could have been one. In WA it is 6.5% on a contract over $7,500 and under $500,000. In South Australia there is no cap under $20,000, then 5% from $20,000. South Australia's law does not apply to a floating floor, or to carpet or vinyl not used for waterproofing. In Queensland and Tasmania, and in WA for cabinetry work, up to 20% can apply where off-site work is more than half the contract value. In the NT a 5% limit applies only to a contract for prescribed building work of $25,000 or more. For building work that started before 30 March 2026, it applies to a contract of $12,000 or more. No law capping a deposit was found in the ACT. It is your job to keep deposits within the limit that applies to you. Once your state is set, Sumitt warns you when a deposit goes over the cap set out above for your quote. Where no law sets one, or Sumitt cannot tell if one applies, it warns over 10%, which is common practice. It does the same in Victoria from 1 December 2026, until the figure its regulations set is in Sumitt. Some caps turn on the kind of work, such as the NT's on prescribed building work. For those, Sumitt gives you the rule and the check is yours. Sumitt also warns when a deposit goes over your own deposit cap in Settings. With no state set, that is the only deposit warning it gives. It never changes the deposit you set.
- Contract and policy wording must suit your job and may need a solicitor’s review for high-value or unusual work.
- GST is applied based on the registration setting you choose. Make sure it matches your actual status.
We are not a party to any contract between you and your client. We are not responsible for jobs quoted, won, lost or carried out using the software.
4. Payments & payouts
Card payments you collect from your clients through Sumitt, both deposits and balance/progress payments, are processed by Stripe. By accepting them you also agree to Stripe’s Connected Account Agreement. You are the merchant of record for those payments. They settle to the Stripe account you connect, and Stripe’s processing fees are borne by you. In addition, Sumitt charges a platform fee on each card payment you collect: currently 1.5% + A$0.30 per payment, and always disclosed in-app before the client pays. Funds are paid out to your connected bank account less these fees. You are responsible for the accuracy of your payout details and for any refunds, chargebacks or disputes on your jobs.
5. Trial, plans, billing & cancellation
- New accounts include a 10-day free trial with full access. Some invitations carry a longer trial. The length that applies to your account is shown in the app.
- After the trial, Sumitt offers two plans: Core at $39 AUD/month and Pro at $79 AUD/month (or $390 and $790 a year), billed in advance until cancelled. Prices are in AUD. While Sumitt is not registered for GST, no GST is charged on subscriptions or platform fees; if we register, GST will be shown from that point.
- Business risk checks are included in Pro and in the free trial (10 checks and 10 watched businesses, nothing extra to pay). On Core they are an optional add-on billed separately on the web: currently $29 AUD/month including 10 checks and 10 watched businesses, then $4 per extra check, billed in arrears; prices may change for new periods with notice. Every check is business risk information drawn from the sources shown on the report, as at the dates shown; it is not a credit report, credit score or advice, and you agree to the risk-check terms shown in the app before your first check (use only to assess a business you are quoting or contracting with; no republication or resale; bureau terms flow down to you). How the band is worked out is published at How risk checks work.
- Promotional offers (promo codes and the refer-a-mate program) are limited to one per account and apply at checkout to monthly plans only. They are not redeemable or exchangeable for cash. We may change or withdraw them for new signups at any time, but never retroactively for a discount or credit you have already received.
- You can cancel any time from your account. Cancellation stops future billing, and we do not charge exit fees. Access continues until the end of the paid period.
- If you subscribe through the Apple App Store or Google Play, billing, renewals, refunds and cancellation are managed by that store under its terms. Manage or cancel from your store account, not from us.
- Except where required by the Australian Consumer Law (or an app store’s policy), fees already paid are non-refundable.
- We may change plan pricing with reasonable notice. Changes do not affect the period you have already paid for.
6. Acceptable use
Don’t use Sumitt to break the law, infringe others’ rights, or attempt to disrupt, reverse-engineer or gain unauthorised access to the service. Keep your login secure. You are responsible for activity under your account.
7. Your data
Your business and quote data remains yours. You grant us the limited rights needed to store, process and display it so we can provide the service (including sending it to the processors named in our Privacy Policy). We handle personal information as described in our Privacy Policy. You can export your data, and you can delete your account and data at any time.
8. Availability
We work to keep Sumitt available and accurate. But we provide it “as is”, and we can’t guarantee it will always be uninterrupted or error-free. We may add, change or remove features over time.
9. Liability
Our services come with guarantees that cannot be excluded under the Australian Consumer Law. Nothing in these terms excludes those rights. To the extent the law allows, we are not liable for indirect or consequential loss, or for lost profit, lost jobs, or pricing decisions you make using the software. To the same extent, our total liability is limited to the amount you paid us in the 12 months before the claim.
10. Changes & termination
We may update these terms. If changes are material, we’ll give reasonable notice in the app or by email. You may stop using Sumitt at any time. We may suspend or close accounts that breach these terms.
11. Governing law
These terms are governed by the laws of Victoria, Australia. You submit to the non-exclusive jurisdiction of the courts of Victoria.
12. Contact
Questions about these terms? Email support@sumitt.com.au. Sumitt · ABN 30 808 946 085 · Victoria, Australia.